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9 Ways To Stay Out Of Debt This Holiday Season

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The holiday season can be stressful every year.  Between countless events and parties and the gift giving, things can get out of hand.  As a result, you end up paying off Christmas and the holidays months into the next year.  When the holidays are done this year, let’s leave the cost of them behind and …

Why You Should Ignore Your Credit Score If You Want To Be Good With Money

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One of the most common topics regarding personal finance is the credit score. There is an obsession in our culture about having a good credit score which isn’t a bad thing in itself.  The problem though is that what gives you a good credit score is not what is best for you overall.  So many …

How To Pay Off Your Debt Fast:  11 Ways To Get Rid Of Debt Quick

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One of the most rewarding and freeing things we ever did was pay off our debt.  After paying off $107K in 33 months we said goodbye to it once and for all.  I want that for you.  Hopefully you don’t have that much debt, but for whatever debt you have, let’s pay it off fast.  …

The X Factor Your Debt Payoff Is Missing

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Should we just cut to the chase and talk about what is really going to move the needle on your debt payoff?  It isn’t waiting for a windfall or winning the lottery.  It is about taking action, spending less than you make and paying off debt with the rest.  You know that, but why is …

Kill Your Debt Now Before The Next Market Crash – Or Else

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On a late January 2009 afternoon, I waited for the light rail after just telling my parents I lost my first job after graduating 8 months prior to this moment.  The firm that I worked for had been informed the night before that the big project we just won had been put on hold.  That …

6 Quick Tricks To Help You Start Saving Money

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Today’s guest post is by Greg Johnson from the popular and award-winning blog Club Thrifty.  He and his wife Holly paid off $50,000 in car loans, student loans, and consumer debt to craft a life of freedom for their family.  Debt Free Happens is excited to share what they have learned to help you start saving …

Should You Believe All Debt Payoff Stories?

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I find that debt payoff stories can be met with two distinct responses.  They will either be met with joy or disbelief.  Even the same story can be interpreted two different ways too.  A lot of this depends on our own experience with money that will factor in to how much we believe them.  If …

Free Debt Tracker Spreadsheet We Used To Pay Off Thousands In Debt

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Paying off debt is a challenge that might seem impossible to overcome.  It is possible though for you to be debt free regardless of where you are starting your journey.  It is not where you start though, but where you finish.  A great tool that we made ourselves and used to track our debt payoff …

The Truth About Side Hustles You Should Know Before Starting One

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Side hustles are all the rage these days.  Seems like everyone has one or wants you to start one.  After all, you can make thousands in your first month.  Right?  Maybe not, but while it seems too good to be true there are a lot of good things about side hustles.  So that you are …

How We Paid Off $107,000 Of Debt In 33 Months

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We paid off $107,000 in 33 months making an average salary.  Seems impossible, right?  Challenging perhaps, but not impossible.  Paying off all our debt was very possible once we set our mind to it and had a plan in place.  The process took a lot of patience, but it was well worth the effort.   There …