Your Path To Financial Freedom
It seems to be very popular to write about how a budget isn’t necessary because “they don’t work” or “who really sticks to them?” Well, sorry to say, yes, you need a budget and no, those aren’t valid excuses for not doing one. I honestly feel that if you want to have true financial success …
So we are all in different spots when starting your debt pay off journey. Some have absolutely no liquid money available to throw at their debt and others have thousands of dollars to start out with yet still keep debt around. I’ll break down how I would approach the various scenarios towards using that money …
I was interviewed on one of my favorite podcasts Stacking Benjamins to share our debt free story. Unfortunately, Erin lost her voice the day of the recording and couldn’t talk during the interview which is too bad since she is such a large part of our success. Such a strange event to all of the sudden …
Debt free happens when you spend less than you earn. Debt free happens one day at a time. Debt free happens one decision at a time. Debt free happens when you say no. Debt free happens when your back is against the wall. Debt free happens when you are sick …
The reason why we decided to pay off our debt as a means to achieving our life goals is because of one person and one person only, Dave Ramsey. He is one of the most popular finance gurus and people seem to love him or hate him. For us, he was life changing and an …
The debt snowball method is the approach Erin and I took to pay off our debt of $107K in 2 years and 9 months and is the method we would recommend to anyone looking to pay off debt. It is an approach where you pay off your debts smallest to largest regardless of interest rates. …
