Your Path To Financial Freedom
One of the critical mindsets that one develops when making strides in their personal finances is the ability to draw the line and not go past it. This ability to just say no is where your written plan/budget becomes real and is reflected by your personal behavior. When you draw the line and stick to …
Americans now have the highest amount of revolving credit card debt in US history. This is horrible news for our present and future. While consumer spending helps keep the economy moving this amount of credit card debt takes a toll on each person who is stuck in its grips. Credit card debt has a high …
For August I am going to follow up on last month’s goal of waking up early. Overall, we did a good job of sticking to waking up early in July (5:30 on weekdays and 7:00 on weekends) but it didn’t really help me with one of the things I wanted to do more and that …
When paying off a ton a debt aggressively you need to maximize your savings as much as possible. In fact, I’d say, whatever your goal is that you need to maximize your savings so that you can let time take care of the rest. The best way to maximize your savings is to automate it …
We were recently interviewed on the His & Her Money Show Podcast about how we paid off $107,000 in 33 months! This podcast is one of the best podcasts to hear other debt free stories and get inspired on your journey towards debt freedom. It was an honor to be able to share our story …
Time is one of your most valuable resources when it comes to your finances but it can easily work against you. If you are going to be successful with turning around your financial life then you need to let time work for you and not against you. HOW IT WORKS AGAINST YOU If you are …
For our personal challenge in July we will be waking up at a set time every day. The intent is to create a consistent approach to starting out our days and even buy us some time to do some work (not job related) in the morning before our son wakes up. Waking up early has …
For our personal challenge this month we will be walking 20 minutes a day. Now this may not seem like a typical financial goal, however, we feel that there are a lot of benefits that help to round out our life and our finances. Table of Contents SPENDING TIME TOGETHERHEALTH BENEFITSA CHANGE OF PACERELIEVES STRESSFLEXIBILITYPODCASTSIT’S …
Our personal challenge for the month of May was to not eat out, and we were successful at doing just that! It wasn’t always easy, but it was very rewarding both fiscally and personally. We decided to allocate ZERO dollars for eating out and $300 for groceries. Both were dramatic shifts to how we had …
Staying at home full time is something I have desired for a very long time, even prior to having children. I really love being a mom and it’s one of my truest passions. It started young — I remember reading family and parenting magazines as a kid and making mental notes for the future. I …
