Eliminating Debt

Why would anyone wait hours in line for a sale?  People do it for Black Friday every year, for video game system releases, iPhones and recently, a Build-A-Bear.  Really?  Why?  What foolish person would do that?  Why would they be so pathetic to wait in line when they could just pay full price later?  How …

One of the never-ending questions of the personal finance world is whether you should pay off debt or invest.  There are lots of reasons to do so on both sides of the argument.  The important thing though, is to find your side and what will work best for you.  Do you pay off debt or …

We’ve all been there.  We were fired up about paying off our debt and then “life happened”.  Maybe you even started to see some change in your finances but it just isn’t enough to keep you motivated.  Well, this is a common occurrence and expected, but you owe it to yourself to keep pushing.  So, …

Our natural tendency is that we limit ourselves to what we see in front of us.  We go day by day, not making any adjustments, just accepting our current reality.  We often dream about change or success but not in the way we should.  If there is one thing I have learned after paying off …

I’ve increasingly seen stories of people who have been making monthly payments on their student loans and their resulting balance goes up and not down.  How does that even happen?  Well, there are a few different reasons but the bigger concern is how detrimental it can be to your financial future.  If this is happening …

How many times have we said, “oh, I wish I was X”, “I’m just not Y” or “I wish I was better with Z”?  And how often after saying that we went right back to doing the same things that we always do only to get the same results?  So why don’t we make a …

You want a hot tip?  You want to learn the one thing that will deliver success with money?  I have what you are looking for.  If you have a lot of debt, listen up, this applies to you as well.  I will teach you the secret to financial success. The best part is that it …

I used to think that my debt wasn’t holding me back.  It felt as though I just needed to pay it off before I got to the end of the road.  Not sure what that specific road was but it just seemed like something to do at some point.  What I didn’t realize though until …