Eliminating Debt

Should we just cut to the chase and talk about what is really going to move the needle on your debt payoff?  It isn’t waiting for a windfall or winning the lottery.  It is about taking action, spending less than you make and paying off debt with the rest.  You know that, but why is …

On a late January 2009 afternoon, I waited for the light rail after just telling my parents I lost my first job after graduating 8 months prior to this moment.  The firm that I worked for had been informed the night before that the big project we just won had been put on hold.  That …

Today’s guest post is by Greg Johnson from the popular and award-winning blog Club Thrifty.  He and his wife Holly paid off $50,000 in car loans, student loans, and consumer debt to craft a life of freedom for their family.  Debt Free Happens is excited to share what they have learned to help you start saving …

I find that debt payoff stories can be met with two distinct responses.  They will either be met with joy or disbelief.  Even the same story can be interpreted two different ways too.  A lot of this depends on our own experience with money that will factor in to how much we believe them.  If …

Side hustles are all the rage these days.  Seems like everyone has one or wants you to start one.  After all, you can make thousands in your first month.  Right?  Maybe not, but while it seems too good to be true there are a lot of good things about side hustles.  So that you are …

Self-doubt is a prison that can seem impenetrable.  It can confine you and trap you in its own world.  Unlike an actual prison though, you can break free and it is not a life sentence.  The beauty is that by breaking free you can find significant growth.  Yes, this means you.  By stepping out on …

I wasn’t always good with money.  As amazing as it is to say we paid off $107K in 33 months there were many years before that where I failed with money and debt.  When I wanted to pay off debt it went nowhere fast.  For all the success stories one hears online, there are many …

The idea of getting out of debt can be one of the most intimidating aspects of your life.  Where do you even start?  Everyone has their friendly advice for you about debt although they aren’t debt free themselves.  As someone who once felt debt would always be a part of my life, I can tell …