• Menu
  • Skip to right header navigation
  • Skip to main content
  • Skip to secondary navigation
  • Skip to primary sidebar

Debt Free Happens

Your Path To Financial Freedom

  • Home
  • About
  • Blog
    • Eliminating Debt
    • Personal Challenges
    • Our Story
    • Debt Payoff Tools
    • Etsy
  • Recommended
  • Debt Coaching
  • Media
  • Contact Us
  • Shop
  • Home
  • About
  • Blog
    • Eliminating Debt
    • Personal Challenges
    • Our Story
    • Debt Payoff Tools
    • Etsy
  • Recommended
  • Debt Coaching
  • Media
  • Contact Us
  • Shop
  • About
  • Contact Us
  • Privacy Policy
  • Affiliate Disclaimer
Debt Free Happens Desert

Eliminating Debt

You are here: Home / Archives for Eliminating Debt
Amortization Schedule with Extra Payments

Amortization Schedule with Extra Payments

Updated December 30, 2018  // //  by Kevin // 3 Comments

This post may contain affiliate links. That means if you click and buy, I may receive a small commission at no cost to you. Please read my disclosure for more info.

Amortization schedules can be extremely helpful in understanding how your loans work.  They break out each payment one by one and list how much interest you pay each month.  Amortization schedules can be a useful tool in analyzing your debt so you can get rid of it.  I have developed an excel amortization schedule with …

Category: Debt Payoff Tools, Eliminating Debt, Free Money Tools

What You Should Ask For This Christmas

What You Should Ask For This Christmas

Updated December 19, 2020  // //  by Kevin // 6 Comments

This post may contain affiliate links. That means if you click and buy, I may receive a small commission at no cost to you. Please read my disclosure for more info.

With the end of the year popping up everyone will soon be making new year’s resolutions and most likely desire to finally get control of their finances.  Stories about being generous givers will turn into stories about how to save money in your budget.  Often there can be a lot of regret in how much …

Category: Eliminating Debt

Do You Really Want To Be Debt Free

Do You Really Want To Be Debt Free?

Updated January 10, 2018  // //  by Kevin // 6 Comments

This post may contain affiliate links. That means if you click and buy, I may receive a small commission at no cost to you. Please read my disclosure for more info.

Everyone says they want to be debt free but do you really want to be debt free?  Now, there are two ways to interpret this question.  The first way, and the more provocative way, is to make it sound as though being debt free is some burden or that it isn’t all that it is …

Category: Eliminating Debt

Free Debt Thermometer Printable

Free Debt Thermometer Template

Updated July 2, 2019  // //  by Kevin // 8 Comments

This post may contain affiliate links. That means if you click and buy, I may receive a small commission at no cost to you. Please read my disclosure for more info.

A simple, yet effective way for us to track our debt payoff was to keep a debt thermometer.  This free debt thermometer template is easy to use and customize in seconds.  It is amazing how something so simple can really impact and provide motivation to achieve your goals. The debt thermometer printable is free and …

Category: Debt Payoff Tools, Eliminating Debt, Free Money Tools

The Exhuastion of Optimization

Updated November 25, 2017  // //  by Kevin // 4 Comments

This post may contain affiliate links. That means if you click and buy, I may receive a small commission at no cost to you. Please read my disclosure for more info.

I love to analyze things and enjoy looking at the math behind different concepts.  While I find it interesting I also find it exhausting and I also find the idea that everything needs to be optimized exhausting. This is in response to the endless arguments in personal finance.  These arguments include budgets and whether they …

Category: Eliminating Debt

How to Calculate Interest on Long Term Debt

Updated September 28, 2018  // //  by Kevin // 5 Comments

This post may contain affiliate links. That means if you click and buy, I may receive a small commission at no cost to you. Please read my disclosure for more info.

This is probably super boring for most of you but if you are reading this you must have some interest, no pun intended (OK maybe), in understanding how the interest you are being charged is calculated.  When we started paying down our debt it was important for me to understand the effect of our interest …

Category: Eliminating Debt

Learn to Draw the Line

Updated November 25, 2017  // //  by Kevin // 6 Comments

This post may contain affiliate links. That means if you click and buy, I may receive a small commission at no cost to you. Please read my disclosure for more info.

One of the critical mindsets that one develops when making strides in their personal finances is the ability to draw the line and not go past it.  This ability to just say no is where your written plan/budget becomes real and is reflected by your personal behavior.  When you draw the line and stick to …

Category: Eliminating Debt

US Credit Card Debt and You

Updated November 25, 2017  // //  by Kevin // Leave a Comment

This post may contain affiliate links. That means if you click and buy, I may receive a small commission at no cost to you. Please read my disclosure for more info.

Americans now have the highest amount of revolving credit card debt in US history.  This is horrible news for our present and future.  While consumer spending helps keep the economy moving this amount of credit card debt takes a toll on each person who is stuck in its grips.  Credit card debt has a high …

Category: Eliminating Debt

Automate Your Debt Payoff and Saving

Updated November 25, 2017  // //  by Kevin // 2 Comments

This post may contain affiliate links. That means if you click and buy, I may receive a small commission at no cost to you. Please read my disclosure for more info.

When paying off a ton a debt aggressively you need to maximize your savings as much as possible.  In fact, I’d say, whatever your goal is that you need to maximize your savings so that you can let time take care of the rest.  The best way to maximize your savings is to automate it …

Category: Eliminating Debt

Let Time Work for You and Not Against You

Updated November 25, 2017  // Kevin@DebtFreeHappens // 4 Comments

This post may contain affiliate links. That means if you click and buy, I may receive a small commission at no cost to you. Please read my disclosure for more info.

Time is one of your most valuable resources when it comes to your finances but it can easily work against you.  If you are going to be successful with turning around your financial life then you need to let time work for you and not against you. HOW IT WORKS AGAINST YOU  If you are …

Category: Eliminating Debt

  • « Go to Previous Page
  • Go to page 1
  • Go to page 2
  • Go to page 3
  • Go to page 4
  • Go to page 5
  • Go to Next Page »

Primary Sidebar

We paid off $107,000 in 33 months!

Recent Posts

  • Rakuten Review 2020 – Make Money While Shopping November 22, 2020
  • Mint Mobile Review – Three Years Later And Thousands Saved November 15, 2020
  • A Message From Debt Free Happens June 7, 2020

Social

  • View debtfreehappens’s profile on Facebook
  • View debtfreehappens’s profile on Twitter
  • View debtfreehappens’s profile on WordPress.org

Subscribe to Blog via Email

Enter your email address to subscribe to this blog and receive notifications of new posts by email.

  • About
  • Contact Us
  • Privacy Policy
  • Affiliate Disclaimer

Copyright © 2023 weather news · All Rights Reserved · Powered by Mai Theme

 

Loading Comments...