Personal Challenges

For the month of November, we are going to focus on something different.  It is all about personal development still, but instead of focusing on our habits, we are going to focus on personal projects.  This is where better habits will help us be productive so it would be nice to see a return on …

This month we are focusing on structuring our financial responsibilities to better accommodate the difficulties of having a newborn and toddler.  We are still adjusting to having a second child so things have been quiet around DebtFreeHappens lately but that doesn’t mean that we should ignore our financial responsibilities.  It means that we need to …

Our personal challenge for August was simply for me to get to work earlier.  Reading through the article I specifically said “earlier,” but internally, I wanted to get there at 8:00 AM most days.  I didn’t state it because I knew it was going to be a tough task but figured that I would get …

This month is a unique month for us as we await the coming of our second child.  Due to the change that we are about to experience we are wanting to do a more financially focused goal rather than one focused on schedule or habits since our schedule will be all over the place once …

For August I am going to follow up on last month’s goal of waking up early.  Overall, we did a good job of sticking to waking up early in July (5:30 on weekdays and 7:00 on weekends) but it didn’t really help me with one of the things I wanted to do more and that …

For our personal challenge in July we will be waking up at a set time every day.  The intent is to create a consistent approach to starting out our days and even buy us some time to do some work (not job related) in the morning before our son wakes up. Waking up early has …

For our personal challenge this month we will be walking 20 minutes a day.  Now this may not seem like a typical financial goal, however, we feel that there are a lot of benefits that help to round out our life and our finances. SPENDING TIME TOGETHER The first benefit is the time we get …

For personal challenge #3 we are cutting out eating out for the month May.  One of the reasons why we are looking forward to Erin staying at home is that it will be much easier for us to cook every night and in turn save money.  Part of making our budget work on one income …

This last month we set a goal to read 15 minutes every day for the month of April.  Reading is something that both of us want to do more often but never seem to get around to it on a consistent basis.  The intention was to just force ourselves to do it.  In that respect, …